Yasuaki Mori
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The Insurance Industry and the Connected Car

3/7/2016

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With the advent of the connected vehicle, car cyber security, autonomous driving, my company hosted a conference to engage OEM and tier-1 customers, partners and specialized media to give thought to all the potential technical and engineering challenges, issues with the hope of finding solutions.   We managed to land great speakers from industry as well as the government. We were very satisfied to find out that we were sold out.
 
We were however hit with a surprise.  The attendee list had a very large number of attendees from the insurance industry, especially given the specialized focus of the event.
 
It is relatively clear that autonomous driving was a threat to business loss if the number of cars were to decrease in the future. However, more interesting was the other concerns that surfaced:
 
  • The liability of accidents caused by intelligent cars
  • The dynamic pricing of insurance through information collected from the vehicle technology
  • Finally, the privacy concerns for the driver or vehicle owners 
 
Clearly the potential across industries for disruptions of IoT is larger than what meets the eye initially.
 


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